Built for direct lending fund managers
A single book of record for every function, from investment to fund administration
From the first look at a deal to the last distribution to your investors, DebtLab runs your deal pipeline and CRM, credit analysis, issuer management and monitoring, loan servicing, valuation, fund accounting, investor relations and investor portal on one shared set of data. Every figure is entered only once, with full audit visibility at every step.
The challenge
Quarter-end shouldn’t be a reconciliation project
Most direct lending managers still run on a patchwork of systems: a loan platform, valuation spreadsheets, a fund administrator’s ledger, a CRM and a data room. The same facility terms are typed into each of them, quarter-end becomes an exercise in making them agree, and a straightforward question from an LP can take days to answer.
Data drifts out of sync
A margin step-down, an amendment or a late rate fixing makes it into one system but not the next, and the gap only shows up at quarter-end or, worse, halfway through the audit.
Approvals are hard to prove
The sign-off on a waiver, a capital call or a model change is buried somewhere in an inbox, if it was recorded at all, and evidencing control to auditors and investors becomes slow and painful.
Investor reporting eats your time
Every quarter, capital account statements, notices and DDQ responses are pieced together by hand from several sources, pulling your team away from the work that really matters.
How it works
Capture it once and use it everywhere
A facility’s terms are captured once, when the deal closes. From that moment the loan ledger, the valuation, the fund’s accounts, the NAV and each investor’s statement all draw on the same record, and every derived figure is calculated for you rather than typed in by hand.
- 01
Deal
Pipeline and committee
Investment Management
- 02
Borrower
Figures, rating, covenants
Investment Management
- 03
Loan ledger
Fixings, interest, fees
Loan Admin
- 04
Valuation
ECL and fair value
Risk & Performance
- 05
Fund ledger
Journals per vehicle
Fund Admin
- 06
NAV
Allocation and carry
Fund Admin
- 07
Statement
What the LP sees
Investor Portal
The platform
Seven modules, working as one
Each team works in its own module with exactly the access it needs, while information flows between them automatically. There are no exports to manage, no spreadsheets to reconcile and no figures to re-key.
Investment Management
Every deal and every borrower, followed from first look to final exit.
Explore Investment ManagementLoan Admin
Loan servicing your auditors and investors can rely on.
Explore Loan AdminFund Admin
Fund accounting, capital activity, NAV and carry, finally in one place.
Explore Fund AdminRisk & Performance
Know what your loans are worth, and how they would hold up when conditions turn.
Explore Risk & PerformanceClient Relations
Raise capital, onboard investors and keep the LP register, all connected to the fund.
Explore Client RelationsReporting & Compliance
Deadlines, changes and access across the firm, always under control.
Explore Reporting & ComplianceInvestor Portal
Give your investors the clarity and confidence they expect.
Explore Investor Portal
Fund Admin
Capital calls that reconcile to the cent
Allocate each call across investors by commitment, unfunded commitment or paid-in capital, with side-letter terms and equalisation applied for you. One controller prepares the call, a second approves it, and every investor receives a clear PDF notice of their own.
Risk & Performance
Valuations you can stand behind
Trace a clear line from internal ratings to PD and LGD, to IFRS 9 expected credit loss weighted across economic scenarios, and on to a DCF fair value. The model is fully documented, back-tested and open to every user, and every change is previewed before it is applied and recorded once it is.
Who we serve
Built for the teams that run private credit funds
DebtLab is designed for direct lending and private credit managers investing in senior and unitranche loans, whether bilateral or club, across a single fund or several vintages with main, parallel and feeder vehicles. Every team gets the tools it needs, working from the same shared data.
Chief operating officers
- Enforce four-eyes approval on every posting, capital call, payment file and NAV
- Keep every deadline across deals, funds and investors in one compliance calendar
- Demonstrate control with access reviews, sign-in history and a complete audit log
CFOs and fund controllers
- Keep double-entry books for every vehicle, fed directly from the loan ledger
- Run capital calls, distributions, fees, carry and the quarterly NAV with confidence
- Produce ILPA statements, reconcile bank accounts and generate SEPA payment files
Portfolio managers
- Manage the pipeline, monitoring and tear sheets for every borrower
- Stay ahead of ratings, IFRS 9 staging and covenant headroom month by month
- Run ECL by scenario, DCF fair value and stress tests whenever you need them
Investor relations
- Run fundraising from one CRM, data room and DDQ answer library
- Onboard investors with KYC and AML checks that protect every call and payment
- Give your LPs a polished portal for notices, statements and documents
Security and hosting
The controls your operations committee expects
Hosted in London
Your application, database and documents all stay in London.
Private document store
Documents have no public address, and every download is recorded.
Two-factor and SSO
Authenticator app codes, with Microsoft or Google sign-in.
Role-based access
Each person can only make changes where they work.
Four-eyes approval
Nobody can ever approve their own request.
Full audit trail
Every change logged, with the values before and after.
See it in action
Short product walkthroughs
From deal to valuation
Watch a deal travel through the pipeline and close into a borrower file. From there, monthly financials feed the tear sheet, the internal rating and the covenant tests, and the valuation turns it all into IFRS 9 ECL and a DCF fair value.
A capital call and its notices
See a capital call prepared by one controller, approved by another and allocated across investors, with a PDF notice issued to each of them. Receipts are then matched to the bank statement, and the reconciliation flows into the quarter-end NAV.
See how DebtLab would work for your fund
Book a live walkthrough of our demo fund, tailored to the way your team runs deals, operations and investor reporting today, and bring your toughest questions with you.